{"title":"Specialty Resolution Programs","description":"\u003ch2\u003eAdd On Programs\u003c\/h2\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003eTake your credit strategy further with Serenity Consulting Group's exclusive add-on programs. Each service is thoughtfully designed to address specific credit concerns, provide personalized consulting, and help you build a stronger financial foundation with confidence.\u003c\/p\u003e","products":[{"product_id":"serenity-precision-pay™-late-payment-resolution-program","title":"Serenity Precision Pay™ – Late Payment Resolution Program","description":"\u003ch3 class=\"PDq2pG_selectionAnchorContainer\"\u003e\n\u003cspan role=\"text\"\u003e\u003cstrong\u003eSerenity Precision Pay™ | Late Payment Resolution Program\u003c\/strong\u003e\u003c\/span\u003e\u003cspan class=\"PDq2pG_selectionAnchor\"\u003e\u003c\/span\u003e\n\u003c\/h3\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eTargeted Credit Consulting for Late Payment Reporting\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eSerenity Precision Pay™ is a specialized \u003cstrong\u003ethree-month credit consulting program\u003c\/strong\u003e designed exclusively for individuals whose primary credit concern is late payment reporting.\u003c\/p\u003e\n\u003cp\u003eThis focused consulting experience combines personalized credit analysis, strategic dispute preparation, and ongoing professional guidance to address late payment entries that may be inaccurate, outdated, incomplete, or unverifiable under applicable consumer protection laws.\u003c\/p\u003e\n\u003cp\u003eUnlike comprehensive credit consulting programs, Serenity Precision Pay™ is dedicated solely to late payment reporting. Throughout your three-month enrollment, your Credit Consultant will develop and implement a personalized strategy designed to address your reported late payments while providing education and recommendations to help strengthen your payment history moving forward.\u003c\/p\u003e\n\u003cp\u003eBecause every credit profile is unique, results and timelines will vary based on your individual circumstances, the responsiveness of credit bureaus and data furnishers, and your participation throughout the program.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eWhat's Included\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eComprehensive Credit File Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour Credit Consultant will perform a detailed review of your three-bureau credit reports with a primary focus on your payment history and reported late payments.\u003c\/p\u003e\n\u003cp\u003eThis review establishes the foundation for your personalized late payment resolution strategy.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003ePersonalized Late Payment Resolution Strategy\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eReceive a customized strategy designed specifically to address late payment reporting while identifying opportunities to improve your overall credit profile and future payment history.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eThree-Month Consulting Program\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour enrollment includes \u003cstrong\u003ethree months of professional credit consulting services\u003c\/strong\u003e focused exclusively on late payment reporting.\u003c\/p\u003e\n\u003cp\u003eDuring the program, Serenity Consulting Group will prepare and manage \u003cstrong\u003eup to three structured dispute service cycles\u003c\/strong\u003e, as appropriate, based on bureau response timelines and your individualized strategy.\u003c\/p\u003e\n\u003cp\u003eEach dispute cycle is focused solely on late payment reporting that may be inaccurate, outdated, incomplete, or unverifiable under applicable consumer protection laws.\u003c\/p\u003e\n\u003cp\u003eFollowing each bureau response, your Credit Consultant will review updated reporting and make strategic adjustments when appropriate.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eOngoing Consulting \u0026amp; Progress Reviews\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eThroughout your enrollment, your Credit Consultant will continue to evaluate your progress and provide recommendations based on updated reporting and bureau responses.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eConcierge Client Experience\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eEvery client enrolled in Serenity Precision Pay™ receives:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSecure client onboarding and account setup\u003c\/li\u003e\n\u003cli\u003eComprehensive credit file review\u003c\/li\u003e\n\u003cli\u003ePersonalized late payment resolution strategy\u003c\/li\u003e\n\u003cli\u003eUp to three structured dispute service cycles\u003c\/li\u003e\n\u003cli\u003eProgress reviews throughout the program\u003c\/li\u003e\n\u003cli\u003eOngoing consulting and education\u003c\/li\u003e\n\u003cli\u003eSecure client portal access for updates and documentation\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eProgram Investment\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eTotal Program Investment:\u003c\/strong\u003e \u003cstrong\u003e$399.00\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch4\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003ePayment Options\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h4\u003e\n\u003cp\u003eYour three-month program investment is divided into the following payments:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eOne-Time Enrollment Fee:\u003c\/strong\u003e \u003cstrong\u003e$199.00\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTwo Monthly Payments:\u003c\/strong\u003e \u003cstrong\u003e$100.00 each\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eYour Enrollment Fee Includes\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour initial payment covers the foundational services required to begin your program, including:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eClient onboarding and secure account setup\u003c\/li\u003e\n\u003cli\u003eComprehensive credit file review\u003c\/li\u003e\n\u003cli\u003eCredit audit focused on late payment reporting\u003c\/li\u003e\n\u003cli\u003eDevelopment of your personalized dispute strategy\u003c\/li\u003e\n\u003cli\u003ePreparation of your initial dispute documentation\u003c\/li\u003e\n\u003cli\u003eSecure client portal access\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eMonthly Program Services\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eEach monthly payment covers the continued delivery of professional consulting services, including:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eOngoing strategy adjustments\u003c\/li\u003e\n\u003cli\u003ePreparation and management of dispute service cycles, as appropriate\u003c\/li\u003e\n\u003cli\u003eReview of bureau responses and updated reporting\u003c\/li\u003e\n\u003cli\u003eProgress evaluations\u003c\/li\u003e\n\u003cli\u003ePersonalized recommendations\u003c\/li\u003e\n\u003cli\u003eContinued client support throughout your enrollment\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eMonthly payments are billed every 30 days while services are being performed throughout your three-month program.\u003c\/p\u003e\n\u003cp\u003eSerenity Consulting Group operates in compliance with the \u003cstrong\u003eTelemarketing Sales Rule (16 CFR Part 310)\u003c\/strong\u003e and does not collect fees for credit consulting services until such services have been performed in accordance with applicable law.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eRequired Credit Monitoring\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eActive third-party credit monitoring is required throughout your enrollment.\u003c\/p\u003e\n\u003ch4\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eApproved Providers\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eMyFreeScoreNow\u003c\/li\u003e\n\u003cli\u003eIDIQ\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eEstimated Cost:\u003c\/strong\u003e Approximately \u003cstrong\u003e$39.90 per month\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis fee is paid directly to your selected credit monitoring provider and is separate from Serenity Consulting Group's consulting fees.\u003c\/p\u003e\n\u003cp\u003eMaintaining active credit monitoring allows your Credit Consultant to review updated credit reports, monitor progress, and provide accurate recommendations throughout the program. Failure to maintain active credit monitoring may delay or prevent services from being performed.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eWho This Program Is Best For\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Precision Pay™ is ideal for individuals who:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eHave late payment reporting as their primary credit concern.\u003c\/li\u003e\n\u003cli\u003eNeed a targeted strategy rather than comprehensive credit consulting.\u003c\/li\u003e\n\u003cli\u003eHave otherwise stable credit profiles with limited reporting issues.\u003c\/li\u003e\n\u003cli\u003eWant professional guidance through a structured \u003cstrong\u003ethree-month\u003c\/strong\u003e consulting program.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eImportant Disclosures\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Consulting Group does not guarantee the removal of any specific late payment, account, or other credit reporting item.\u003c\/p\u003e\n\u003cp\u003eNo specific credit score increase or timeframe for results is guaranteed or implied.\u003c\/p\u003e\n\u003cp\u003eFinal reporting decisions are made solely by the nationwide consumer reporting agencies and the companies furnishing information to those agencies.\u003c\/p\u003e\n\u003cp\u003eDuring the investigation process, creditors may independently choose to update, modify, verify, or close an account. These decisions are made solely by the creditor or data furnisher and are not directed or controlled by Serenity Consulting Group.\u003c\/p\u003e\n\u003cp\u003eClients retain the legal right to dispute information appearing on their consumer reports independently at no cost.\u003c\/p\u003e\n\u003cp\u003eSerenity Consulting Group provides consulting, education, administrative support, and document preparation services in compliance with the \u003cstrong\u003eCredit Repair Organizations Act (CROA)\u003c\/strong\u003e, the \u003cstrong\u003eFair Credit Reporting Act (FCRA)\u003c\/strong\u003e, the \u003cstrong\u003eTelemarketing Sales Rule (TSR)\u003c\/strong\u003e, and other applicable consumer protection laws.\u003c\/p\u003e\n\u003cp\u003eUnder the Fair Credit Reporting Act (FCRA), consumer reporting agencies may correct, update, or remove information determined to be inaccurate, incomplete, outdated, or unverifiable.\u003c\/p\u003e\n\u003cp\u003eEach enrolled client receives secure client portal access for communication, documentation, and program updates.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eRefund Policy\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eProfessional consulting services begin immediately upon enrollment through client onboarding, account setup, credit file review, strategic planning, and preparation of dispute documentation.\u003c\/p\u003e\n\u003cp\u003eBecause these services begin promptly after enrollment, fees for services already performed are non-refundable to the extent permitted by applicable law.\u003c\/p\u003e\n\u003cp class=\"\"\u003eOnce consulting services or dispute preparation have commenced, refunds, returns, or exchanges are not available.\u003c\/p\u003e","brand":"Serenity Consulting Group","offers":[{"title":"Enrollment Fee","offer_id":49342411735278,"sku":null,"price":199.0,"currency_code":"USD","in_stock":true},{"title":"Monthly Fee","offer_id":49342411768046,"sku":null,"price":100.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0793\/8388\/8110\/files\/SerenityConsultingGroup.png?v=1772874206"},{"product_id":"serenity-banking-reset™","title":"Serenity Banking Reset™","description":"\u003ch3 class=\"PDq2pG_selectionAnchorContainer\"\u003e\n\u003cspan role=\"text\"\u003e\u003cstrong\u003eSerenity Banking Reset™ | Banking Access Recovery Program\u003c\/strong\u003e\u003c\/span\u003e\u003cspan class=\"PDq2pG_selectionAnchor\"\u003e\u003c\/span\u003e\n\u003c\/h3\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eRestore Your Banking Opportunities with Confidence\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eSerenity Banking Restore™ is a specialized \u003cstrong\u003e90-day banking consulting program\u003c\/strong\u003e designed for individuals who have been denied access to traditional banking services due to negative records reported by \u003cstrong\u003eChexSystems\u003c\/strong\u003e or \u003cstrong\u003eEarly Warning Services (EWS).\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis concierge consulting program provides a structured, law-based strategy to review and challenge banking records that may be inaccurate, outdated, incomplete, or unverifiable under applicable consumer reporting laws.\u003c\/p\u003e\n\u003cp\u003eWhether you're working to regain access to checking and savings accounts or establish a stronger banking foundation, Serenity Banking Restore™ provides personalized guidance, strategic dispute preparation, and ongoing support throughout your enrollment.\u003c\/p\u003e\n\u003cp\u003eBecause every banking profile is unique, program timelines and individual outcomes will vary based on each client's circumstances and the responses provided by ChexSystems, Early Warning Services, and participating financial institutions.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eWhat's Included\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eComprehensive Banking Report Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour Consultant will perform a detailed review of your ChexSystems and Early Warning Services consumer reports to identify negative banking records and develop a personalized recovery strategy.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003ePersonalized Banking Recovery Strategy\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eReceive a customized action plan designed to address negative banking history while providing recommendations to help strengthen your future banking profile and improve your ability to establish new banking relationships.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003e90-Day Banking Recovery Program\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour enrollment includes \u003cstrong\u003e90 days of professional consulting services\u003c\/strong\u003e focused exclusively on ChexSystems and Early Warning Services reporting.\u003c\/p\u003e\n\u003cp\u003eThroughout the program, Serenity Consulting Group will prepare and manage dispute documentation, review agency responses, and adjust your strategy as appropriate based on updated reporting and investigation results.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eCoverage Includes\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour program covers reporting maintained by:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eChexSystems\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eEarly Warning Services (EWS)\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eConcierge Client Experience\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eThroughout your enrollment, you'll receive:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSecure client onboarding and account setup\u003c\/li\u003e\n\u003cli\u003eComprehensive banking report review\u003c\/li\u003e\n\u003cli\u003ePersonalized banking recovery strategy\u003c\/li\u003e\n\u003cli\u003ePreparation of dispute documentation\u003c\/li\u003e\n\u003cli\u003eOngoing progress reviews\u003c\/li\u003e\n\u003cli\u003eSecure client portal access\u003c\/li\u003e\n\u003cli\u003eProfessional consulting and support throughout the program\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eProgram Investment\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eTotal Program Investment:\u003c\/strong\u003e \u003cstrong\u003e$499.00\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eFlexible Payment Plan\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eYour 90-day Banking Access Recovery Program is conveniently divided into the following payments:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eOne-Time Enrollment Fee:\u003c\/strong\u003e \u003cstrong\u003e$199.00\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTwo Monthly Payments:\u003c\/strong\u003e \u003cstrong\u003e$150.00 each\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eYour Enrollment Fee Includes\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eYour initial payment covers the foundational services required to begin your program, including:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eClient onboarding and secure account setup\u003c\/li\u003e\n\u003cli\u003eComprehensive banking report review\u003c\/li\u003e\n\u003cli\u003eDevelopment of your personalized recovery strategy\u003c\/li\u003e\n\u003cli\u003ePreparation of your initial dispute documentation\u003c\/li\u003e\n\u003cli\u003eSecure client portal access\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eMonthly Program Services\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eEach monthly payment covers the continued delivery of professional consulting services, including:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eOngoing strategy adjustments\u003c\/li\u003e\n\u003cli\u003ePreparation and management of dispute documentation\u003c\/li\u003e\n\u003cli\u003eReview of agency responses and updated reporting\u003c\/li\u003e\n\u003cli\u003eProgress evaluations\u003c\/li\u003e\n\u003cli\u003ePersonalized recommendations\u003c\/li\u003e\n\u003cli\u003eContinued client support throughout your enrollment\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eMonthly payments are billed every 30 days while services are being performed throughout your 90-day program.\u003c\/p\u003e\n\u003cp\u003eSerenity Consulting Group operates in compliance with the \u003cstrong\u003eTelemarketing Sales Rule (16 CFR Part 310)\u003c\/strong\u003e and does not collect fees for credit consulting services until such services have been performed in accordance with applicable law.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eClient Responsibilities\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eTo begin your program, clients are responsible for:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eObtaining their consumer disclosure reports directly from \u003cstrong\u003eChexSystems\u003c\/strong\u003e and \u003cstrong\u003eEarly Warning Services (EWS)\u003c\/strong\u003e before services begin.\u003c\/li\u003e\n\u003cli\u003eProviding all requested documentation necessary to evaluate their banking profile.\u003c\/li\u003e\n\u003cli\u003eMonitoring their mail and email for correspondence from reporting agencies or financial institutions.\u003c\/li\u003e\n\u003cli\u003eResponding promptly to any requests for verification or additional information when applicable.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eIf a negative banking record is successfully removed, clients should avoid disputing the same item again unless advised otherwise, as repeated disputes may increase the likelihood of the information being reported again.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eProgram Completion\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Banking Restore™ is a \u003cstrong\u003e90-day consulting program\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cp\u003eIn some cases, services may conclude before the full 90-day period if all appropriate consulting services have been completed or if the client's banking reporting concerns have been satisfactorily addressed.\u003c\/p\u003e\n\u003cp\u003eCompletion of the program does not guarantee removal of any specific banking record or approval for future checking or savings accounts.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eWho This Program Is Best For\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Banking Restore™ is ideal for individuals who:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eHave been denied a checking or savings account due to ChexSystems or Early Warning Services reporting.\u003c\/li\u003e\n\u003cli\u003eNeed assistance addressing negative banking records.\u003c\/li\u003e\n\u003cli\u003eWant a structured, professionally guided approach to improving their banking profile.\u003c\/li\u003e\n\u003cli\u003eAre seeking to reestablish access to traditional banking services.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eImportant Disclosures\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Consulting Group does not guarantee the removal of any specific banking record or approval for any checking, savings, or other financial account.\u003c\/p\u003e\n\u003cp\u003eFinal reporting decisions are made solely by ChexSystems, Early Warning Services, participating financial institutions, and other applicable reporting agencies.\u003c\/p\u003e\n\u003cp\u003eClients retain the legal right to dispute information appearing on their consumer reports independently at no cost.\u003c\/p\u003e\n\u003cp\u003eSerenity Consulting Group provides consulting, education, administrative support, and document preparation services in compliance with the \u003cstrong\u003eCredit Repair Organizations Act (CROA)\u003c\/strong\u003e, the \u003cstrong\u003eFair Credit Reporting Act (FCRA)\u003c\/strong\u003e, the \u003cstrong\u003eTelemarketing Sales Rule (TSR)\u003c\/strong\u003e, and other applicable consumer protection laws.\u003c\/p\u003e\n\u003cp\u003eUnder the Fair Credit Reporting Act (FCRA), consumer reporting agencies may correct, update, or remove information determined to be inaccurate, incomplete, outdated, or unverifiable.\u003c\/p\u003e\n\u003cp\u003eEach enrolled client receives secure client portal access for communication, documentation, and program updates.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eRefund Policy\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eProfessional consulting services begin immediately upon enrollment through client onboarding, account setup, report review, strategic planning, document preparation, and other administrative services.\u003c\/p\u003e\n\u003cp\u003eBecause these services begin promptly after enrollment, fees for services already performed are non-refundable to the extent permitted by applicable law.\u003c\/p\u003e\n\u003cp\u003eOnce consulting services or dispute preparation have commenced, refunds, returns, or exchanges are not available.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Serenity Consulting Group","offers":[{"title":"Enrollment Fee","offer_id":49342502437102,"sku":null,"price":199.0,"currency_code":"USD","in_stock":true},{"title":"Monthly Fee","offer_id":49342502469870,"sku":null,"price":150.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0793\/8388\/8110\/files\/SerenityConsultingGroup_16.png?v=1772903100"},{"product_id":"serenity-inquiry-resolve™","title":"Serenity Inquiry Resolve™","description":"\u003ch3 class=\"PDq2pG_selectionAnchorContainer\"\u003e\n\u003cspan role=\"text\"\u003e\u003cstrong\u003eSerenity Inquiry Resolve™ | Hard Inquiry Resolution Program\u003c\/strong\u003e\u003c\/span\u003e\u003cspan class=\"PDq2pG_selectionAnchor\"\u003e\u003c\/span\u003e\n\u003c\/h3\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eProfessional Consulting for Hard Inquiry Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eSerenity Inquiry Resolve™ is a specialized credit consulting service designed for individuals seeking professional assistance with reviewing hard credit inquiries that may be inaccurate, unauthorized, outdated, incomplete, or otherwise eligible for investigation under applicable consumer protection laws.\u003c\/p\u003e\n\u003cp\u003eHard inquiries may result from applications for credit and can impact your overall credit profile. This concierge consulting program provides a structured strategy to review eligible hard inquiries, prepare appropriate dispute documentation when warranted, and provide professional guidance throughout the investigation process.\u003c\/p\u003e\n\u003cp\u003eEvery credit profile is unique. Eligibility for inquiry investigations, program timelines, and individual outcomes vary based on the circumstances surrounding each inquiry and the responses provided by the nationwide consumer reporting agencies and data furnishers.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eWhat's Included\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eComprehensive Inquiry Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour Credit Consultant will conduct a detailed review of your credit reports to identify hard inquiries that may qualify for investigation.\u003c\/p\u003e\n\u003cp\u003eEach inquiry is carefully evaluated to determine the most appropriate strategy based on your individual credit profile.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003ePersonalized Inquiry Resolution Strategy\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eReceive a customized strategy designed specifically for your credit profile, including recommendations regarding eligible hard inquiries and the most appropriate course of action.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eProfessional Inquiry Investigation\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eWhen appropriate, Serenity Consulting Group will prepare dispute documentation requesting an investigation of eligible hard inquiries that may be inaccurate, unauthorized, outdated, incomplete, or otherwise unverifiable under applicable consumer reporting laws.\u003c\/p\u003e\n\u003cp\u003eYour Credit Consultant will review agency responses and provide additional guidance throughout the service.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eConcierge Client Experience\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eEvery enrollment includes:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSecure client onboarding and account setup\u003c\/li\u003e\n\u003cli\u003eComprehensive hard inquiry review\u003c\/li\u003e\n\u003cli\u003ePersonalized inquiry resolution strategy\u003c\/li\u003e\n\u003cli\u003eProfessional preparation of dispute documentation\u003c\/li\u003e\n\u003cli\u003eSecure client portal access\u003c\/li\u003e\n\u003cli\u003eOngoing consulting and support throughout your service\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eProgram Investment\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eTotal Program Investment:\u003c\/strong\u003e \u003cstrong\u003e$199.00\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eOne-Time Investment\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour investment includes:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eClient onboarding\u003c\/li\u003e\n\u003cli\u003eComprehensive inquiry review\u003c\/li\u003e\n\u003cli\u003ePersonalized consulting strategy\u003c\/li\u003e\n\u003cli\u003ePreparation of inquiry dispute documentation\u003c\/li\u003e\n\u003cli\u003eSecure client portal access\u003c\/li\u003e\n\u003cli\u003eProfessional consulting throughout the service\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eSerenity Consulting Group operates in compliance with the \u003cstrong\u003eTelemarketing Sales Rule (16 CFR Part 310)\u003c\/strong\u003e and does not collect fees for credit consulting services until services have been performed in accordance with applicable law.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eService Scope\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eEach Serenity Inquiry Resolve™ enrollment includes professional review and dispute preparation for \u003cstrong\u003eup to five (5) eligible hard inquiries\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cp\u003eClients requiring a broader scope of review may expand their service with one of the following inquiry bundles:\u003c\/p\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eEssential Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eUp to 5 Hard Inquiries\u003c\/strong\u003e \u003cem\u003e(Included)\u003c\/em\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eSignature Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eUp to 10 Hard Inquiries\u003c\/strong\u003e \u003cem\u003e(Additional $199)\u003c\/em\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eElite Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eUp to 15+ Hard Inquiries\u003c\/strong\u003e \u003cem\u003e(Additional $299)\u003c\/em\u003e\u003c\/p\u003e\n\u003cp\u003eEach bundle includes professional review, strategy development, dispute preparation, and documentation for all eligible hard inquiries included within the selected service level.\u003c\/p\u003e\n\u003cp\u003eIf your credit profile contains more than fifteen hard inquiries requiring review, Serenity Consulting Group will provide a customized service recommendation based on the complexity of your file.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eRequired Credit Monitoring\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eActive third-party credit monitoring is required throughout your enrollment.\u003c\/p\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eApproved Providers\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eMyFreeScoreNow\u003c\/li\u003e\n\u003cli\u003eIDIQ\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eEstimated Cost:\u003c\/strong\u003e Approximately \u003cstrong\u003e$39.90 per month\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis fee is paid directly to your selected credit monitoring provider and is separate from Serenity Consulting Group's consulting fees.\u003c\/p\u003e\n\u003cp\u003eMaintaining active credit monitoring enables your Credit Consultant to review current credit reports, monitor investigation results, and provide accurate recommendations throughout your service.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eWho This Program Is Best For\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Inquiry Resolve™ is ideal for individuals who:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eHave hard inquiries they believe may be inaccurate or unauthorized.\u003c\/li\u003e\n\u003cli\u003eWant professional guidance reviewing inquiry reporting.\u003c\/li\u003e\n\u003cli\u003eNeed a focused consulting service rather than comprehensive credit consulting.\u003c\/li\u003e\n\u003cli\u003eAre looking to strengthen their overall credit profile.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eImportant Disclosures\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Consulting Group does not guarantee the removal of any specific hard inquiry or any increase in your credit score.\u003c\/p\u003e\n\u003cp\u003eFinal reporting decisions are made solely by the nationwide consumer reporting agencies and the companies furnishing inquiry information.\u003c\/p\u003e\n\u003cp\u003eClients retain the legal right to dispute information appearing on their consumer reports independently at no cost.\u003c\/p\u003e\n\u003cp\u003eSerenity Consulting Group provides consulting, education, administrative support, and document preparation services in compliance with the \u003cstrong\u003eCredit Repair Organizations Act (CROA)\u003c\/strong\u003e, the \u003cstrong\u003eFair Credit Reporting Act (FCRA)\u003c\/strong\u003e, the \u003cstrong\u003eTelemarketing Sales Rule (TSR)\u003c\/strong\u003e, and other applicable consumer protection laws.\u003c\/p\u003e\n\u003cp\u003eUnder the Fair Credit Reporting Act (FCRA), consumer reporting agencies may correct, update, or remove information determined to be inaccurate, incomplete, outdated, or unverifiable.\u003c\/p\u003e\n\u003cp\u003eEach enrolled client receives secure client portal access for communication, documentation, and program updates.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eRefund Policy\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eProfessional consulting services begin immediately upon enrollment through client onboarding, account review, strategy development, document preparation, and other administrative services.\u003c\/p\u003e\n\u003cp\u003eBecause these services begin promptly after enrollment, fees for services already performed are non-refundable to the extent permitted by applicable law.\u003c\/p\u003e\n\u003cp\u003eOnce consulting services or dispute preparation have commenced, refunds, returns, or exchanges are not available.\u003c\/p\u003e","brand":"Serenity Consulting Group","offers":[{"title":"Essential Plan","offer_id":49342552506606,"sku":null,"price":199.0,"currency_code":"USD","in_stock":true},{"title":"Signature Plan","offer_id":49342552539374,"sku":null,"price":398.0,"currency_code":"USD","in_stock":true},{"title":"Elite 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\u003cstrong\u003ebankruptcy reporting\u003c\/strong\u003e appearing on their consumer credit reports.\u003c\/p\u003e\n\u003cp\u003eThis program is dedicated solely to bankruptcy reporting and does \u003cstrong\u003enot\u003c\/strong\u003e include disputes for collections, charge-offs, late payments, inquiries, repossessions, or any other credit reporting items.\u003c\/p\u003e\n\u003cp\u003eThrough a structured, law-based strategy, Serenity Consulting Group reviews bankruptcy reporting that may be inaccurate, outdated, incomplete, or otherwise unverifiable under applicable consumer reporting laws. Throughout your enrollment, your Credit Consultant will provide professional guidance, prepare appropriate documentation, and monitor investigation results while developing a strategy tailored to your unique credit profile.\u003c\/p\u003e\n\u003cp\u003eBecause every credit profile is different, timelines and individual outcomes vary based on the responsiveness of the nationwide consumer reporting agencies, public record sources, data furnishers, and each client's individual circumstances.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eWhat's Included\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eComprehensive Bankruptcy Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour Credit Consultant will perform a detailed review of the bankruptcy reporting appearing on your consumer credit reports to evaluate reporting accuracy, completeness, and consistency.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003ePersonalized Investigation Strategy\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eReceive a customized strategy focused exclusively on the investigation of your reported bankruptcy based on your individual credit profile and supporting documentation.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eSix-Month Bankruptcy Investigation Program\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour enrollment includes \u003cstrong\u003esix months of professional consulting services\u003c\/strong\u003e dedicated solely to bankruptcy reporting.\u003c\/p\u003e\n\u003cp\u003eThroughout the program, Serenity Consulting Group will prepare and manage investigation documentation, review responses received from reporting agencies, and adjust your strategy as appropriate throughout the investigation process.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003ePublic Record Review\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eWhen applicable, your Consultant will review available public record information and compare reporting consistency among the nationwide consumer reporting agencies.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eConcierge Client Experience\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eThroughout your enrollment, you'll receive:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSecure client onboarding and account setup\u003c\/li\u003e\n\u003cli\u003eComprehensive bankruptcy reporting review\u003c\/li\u003e\n\u003cli\u003ePersonalized investigation strategy\u003c\/li\u003e\n\u003cli\u003ePreparation of investigation and dispute documentation\u003c\/li\u003e\n\u003cli\u003eOngoing progress reviews\u003c\/li\u003e\n\u003cli\u003eSecure client portal access\u003c\/li\u003e\n\u003cli\u003eProfessional consulting and support throughout your six-month program\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eProgram Investment\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eTotal Program Investment:\u003c\/strong\u003e \u003cstrong\u003e$997.00\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eFlexible Payment Plan\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour six-month Bankruptcy Investigation Program is conveniently divided into the following payments:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eOne-Time Enrollment Fee:\u003c\/strong\u003e \u003cstrong\u003e$247.00\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFive Monthly Payments:\u003c\/strong\u003e \u003cstrong\u003e$150.00 each\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eYour Enrollment Fee Includes\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eYour initial payment covers the foundational services required to begin your program, including:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eClient onboarding and secure account setup\u003c\/li\u003e\n\u003cli\u003eComprehensive bankruptcy reporting review\u003c\/li\u003e\n\u003cli\u003eDevelopment of your personalized investigation strategy\u003c\/li\u003e\n\u003cli\u003ePreparation of your initial documentation\u003c\/li\u003e\n\u003cli\u003eSecure client portal access\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eMonthly Program Services\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eEach monthly payment covers the continued delivery of professional consulting services, including:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eOngoing investigation strategy\u003c\/li\u003e\n\u003cli\u003ePreparation and management of investigation documentation\u003c\/li\u003e\n\u003cli\u003eReview of agency responses\u003c\/li\u003e\n\u003cli\u003eProgress evaluations\u003c\/li\u003e\n\u003cli\u003ePersonalized recommendations\u003c\/li\u003e\n\u003cli\u003eContinued client support throughout your enrollment\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eMonthly payments are billed every 30 days while services are being performed throughout your six-month program.\u003c\/p\u003e\n\u003cp\u003eSerenity Consulting Group operates in compliance with the \u003cstrong\u003eTelemarketing Sales Rule (16 CFR Part 310)\u003c\/strong\u003e and does not collect fees for credit consulting services until such services have been performed in accordance with applicable law.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eRequired Credit Monitoring\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eActive third-party credit monitoring is required throughout your enrollment.\u003c\/p\u003e\n\u003cp\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eApproved Providers\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eMyFreeScoreNow\u003c\/li\u003e\n\u003cli\u003eIDIQ\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eEstimated Cost:\u003c\/strong\u003e Approximately \u003cstrong\u003e$39.90 per month\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis fee is paid directly to your selected credit monitoring provider and is separate from Serenity Consulting Group's consulting fees.\u003c\/p\u003e\n\u003cp\u003eMaintaining active credit monitoring enables your Credit Consultant to review updated credit reports, monitor investigation results, and provide accurate recommendations throughout your program.\u003c\/p\u003e\n\u003cp\u003eFailure to maintain active credit monitoring may delay or prevent services from being performed.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eWho This Program Is Best For\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Bankruptcy Review™ is designed for individuals who:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eHave a \u003cstrong\u003ereported bankruptcy\u003c\/strong\u003e appearing on their consumer credit reports.\u003c\/li\u003e\n\u003cli\u003eWant a professional investigation of bankruptcy reporting.\u003c\/li\u003e\n\u003cli\u003eNeed a structured strategy focused \u003cstrong\u003eexclusively on bankruptcy reporting\u003c\/strong\u003e.\u003c\/li\u003e\n\u003cli\u003eUnderstand that this program \u003cstrong\u003edoes not include disputes for any other credit reporting items\u003c\/strong\u003e.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eImportant Disclosures\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eSerenity Consulting Group does not guarantee the removal of any bankruptcy or any increase in your credit score.\u003c\/p\u003e\n\u003cp\u003eThis program is \u003cstrong\u003elimited exclusively to bankruptcy reporting\u003c\/strong\u003e. It does not include disputes or investigations involving collections, charge-offs, repossessions, late payments, hard inquiries, judgments, tax liens, personal information, or any other credit reporting item unless separately enrolled through another Serenity Consulting Group service.\u003c\/p\u003e\n\u003cp\u003eFinal reporting decisions are made solely by the nationwide consumer reporting agencies, public record sources, courts, and other entities responsible for maintaining bankruptcy records.\u003c\/p\u003e\n\u003cp\u003eClients retain the legal right to dispute information appearing on their consumer reports independently at no cost.\u003c\/p\u003e\n\u003cp\u003eSerenity Consulting Group provides consulting, education, administrative support, and document preparation services in compliance with the \u003cstrong\u003eCredit Repair Organizations Act (CROA)\u003c\/strong\u003e, the \u003cstrong\u003eFair Credit Reporting Act (FCRA)\u003c\/strong\u003e, the \u003cstrong\u003eTelemarketing Sales Rule (TSR)\u003c\/strong\u003e, and other applicable consumer protection laws.\u003c\/p\u003e\n\u003cp\u003eUnder the Fair Credit Reporting Act (FCRA), consumer reporting agencies may correct, update, or remove information determined to be inaccurate, incomplete, outdated, or unverifiable.\u003c\/p\u003e\n\u003cp\u003eEach enrolled client receives secure client portal access for communication, documentation, and program updates.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch3\u003e\u003cspan role=\"text\"\u003e\u003cstrong\u003eRefund Policy\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eProfessional consulting services begin immediately upon enrollment through client onboarding, account setup, report review, strategic planning, document preparation, and other administrative services.\u003c\/p\u003e\n\u003cp\u003eBecause these services begin promptly after enrollment, fees for services already performed are non-refundable to the extent permitted by applicable law.\u003c\/p\u003e\n\u003cp\u003eOnce consulting services or investigation preparation have commenced, refunds, returns, or exchanges are not available.\u003c\/p\u003e","brand":"Serenity Consulting Group","offers":[{"title":"Enrollment Fee","offer_id":49342594285806,"sku":null,"price":247.0,"currency_code":"USD","in_stock":true},{"title":"Monthly Fee","offer_id":49342594318574,"sku":null,"price":150.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0793\/8388\/8110\/files\/ServiceTemplate_1.png?v=1785559136"}],"url":"https:\/\/serenityconsulting.co\/collections\/add-on-programs.oembed","provider":"Serenity Consulting Group","version":"1.0","type":"link"}