Serenity Precision Pay™ – Late Payment Resolution Program

Serenity Precision Pay™ is a focused credit consulting service created exclusively for clients whose primary concern is late payment reporting.

This refined concierge program concentrates on reviewing and addressing late payment entries that may be inaccurate, outdated, incomplete, or unverifiable in accordance with applicable consumer protection laws.

Clients receive a structured and professionally guided experience built on discretion, strategy, and regulatory compliance. Each case is handled with care and precision, recognizing that meaningful credit progress requires consistency and informed action.

Final determinations regarding account status are made by credit bureaus and data furnishers. In certain circumstances, a creditor may elect to update or close an account during the review process. Such actions fall within their legal authority and are not initiated or requested by Serenity Consulting Group.

Results vary based on each client’s unique credit profile and the responses received from reporting agencies.

What’s Included

• Secure client onboarding and account setup

• Comprehensive credit file review focused on late payment reporting

• Customized dispute strategy development and preparation

• Up to three structured dispute service cycles

• Secure client portal access for updates and documentation

Program Investment

One-Time Investment: $399

This one-time payment includes:

• Account setup and onboarding

• Credit audit and file review

• Dispute preparation and strategy development

• Up to three structured dispute service cycles

Serenity Consulting Group operates in compliance with the Telemarketing Sales Rule (16 CFR Part 310) and does not collect fees for credit consulting services until services have been rendered in accordance with applicable law.

Required Credit Monitoring

Clients are required to maintain an active third-party credit monitoring service at a cost of $39.90 per month for the duration of the program.

This fee is separate from Serenity Consulting Group’s program investment and is paid directly to the credit monitoring provider.

The credit monitoring service enables Serenity Consulting Group to access updated credit reports and accurately track progress throughout the consulting period. Failure to activate or maintain credit monitoring may delay or prevent services from being rendered.

Best Suited For

This program is ideal for clients who:

• Have late payment reporting as their primary concern

• Have light to moderate credit file discrepancies

• Desire a focused and streamlined resolution strategy

Important Disclosures

• Serenity Consulting Group does not guarantee the removal of any specific account or any credit score increase.

• Credit bureaus and creditors determine final reporting outcomes.

• Clients retain the legal right to dispute information on their credit reports independently at no cost.

• This service is provided for education and administrative support purposes only and complies with the Credit Repair Organizations Act (CROA).

• Under the Fair Credit Reporting Act (FCRA), information may be corrected, updated, or removed if determined to be inaccurate, outdated, incomplete, or unverifiable.

• Each enrolled client receives access to a secure client portal for communication and documentation.

Refund Policy

Due to the nature of this service and the work performed immediately upon enrollment, this program is non-refundable.
No returns, exchanges, or refunds are available once services have begun.