Serenity Velocity Detox™ – Expedited Funding Readiness Concierge Service

Serenity Velocity Detox™ | Comprehensive Bureau Optimization Program

Premium Bureau-Specific Credit Consulting

Serenity Velocity Detox™ is Serenity Consulting Group's premier bureau-specific consulting program, designed for individuals seeking an intensive review and strategic optimization of one or more consumer credit bureau files.

Unlike traditional credit consulting programs that address isolated reporting concerns, Serenity Velocity Detox™ provides a comprehensive bureau-level analysis designed to identify reporting inaccuracies, inconsistencies, compliance concerns, duplicate information, and other items that may impact the accuracy and integrity of your consumer credit file.

Whether you're preparing for business funding, mortgage financing, personal lending, or simply want a stronger and more accurate credit profile, this premium consulting service delivers a structured, bureau-focused strategy tailored specifically to your financial goals.

Each bureau is independently evaluated using a comprehensive review process. Because every credit profile is unique, recommendations, timelines, and individual outcomes vary based on your specific reporting history and the responses received from consumer reporting agencies and data furnishers.

What's Included

Comprehensive Bureau Audit

Your Credit Consultant will conduct an extensive review of your selected credit bureau(s), including but not limited to:

• Personal identifying information
• Tradeline reporting accuracy
• Payment history
• Credit utilization
• Collections
• Charge-offs
• Repossessions
• Hard inquiries
• Public records (when applicable)
• Duplicate reporting
• Balance reporting
• Account status consistency
• Date accuracy and reporting history
• Reporting inconsistencies
• Overall bureau compliance review

This comprehensive audit establishes the foundation for your personalized bureau optimization strategy.

Strategic Bureau Optimization Plan

Following completion of your bureau audit, your Credit Consultant will develop a customized strategy designed specifically for your selected bureau(s).

Your strategy is tailored to your individual credit profile and prioritizes reporting concerns based on accuracy, compliance, and overall funding objectives.

Multi-Phase Investigation Process

Your program includes up to three structured investigation phases for each selected bureau.

Throughout each phase, Serenity Consulting Group will prepare professional dispute documentation, review investigation responses, evaluate updated reporting, and refine your strategy as appropriate.

Each investigation is based upon information that may be inaccurate, outdated, incomplete, or otherwise unverifiable under applicable consumer protection laws.

Funding Readiness Strategy

As your bureau optimization progresses, your Credit Consultant will provide recommendations designed to strengthen your overall credit profile and better position you for future financing opportunities.

This may include guidance related to:

• Credit utilization
• Payment history
• Account management
• Reporting consistency
• Credit profile optimization
• Overall funding preparedness

Concierge Client Experience

Every client enrolled in Serenity Velocity Detox™ receives:

• Secure client onboarding and account setup
• Comprehensive bureau audit
• Personalized bureau optimization strategy
• Preparation of professional investigation documentation
• Up to three structured investigation phases
• Ongoing progress reviews
• Secure client portal access
• Personalized consulting and support throughout the program

Program Investment

Single Bureau Optimization

$599.00

Select one bureau:

• Experian
• Equifax
• TransUnion

Ideal for clients who need focused consulting for a specific consumer reporting agency.

Premier Three-Bureau Optimization

$1,497.00

A comprehensive optimization of all three nationwide consumer reporting agencies:

• Experian
• Equifax
• TransUnion

Save $300 compared to purchasing each bureau individually.

Your Investment Includes

Your one-time investment includes:

• Client onboarding and secure account setup
• Comprehensive bureau audit
• Personalized bureau optimization strategy
• Preparation of professional investigation documentation
• Up to three structured investigation phases
• Progress reviews throughout the service
• Secure client portal access
• Concierge-level consulting throughout your program

Serenity Consulting Group operates in compliance with the Telemarketing Sales Rule (16 CFR Part 310) and does not collect fees for credit consulting services until services have been performed in accordance with applicable law.

Required Credit Monitoring

Active third-party credit monitoring is required throughout your enrollment.

Approved Providers

• MyFreeScoreNow
• IDIQ

Estimated Cost: Approximately $39.90 per month

This fee is paid directly to your selected credit monitoring provider and is separate from Serenity Consulting Group's consulting fees.

Maintaining active credit monitoring allows your Credit Consultant to review updated credit reports, monitor investigation progress, and provide accurate recommendations throughout your service.

Failure to maintain active credit monitoring may delay or prevent services from being performed.

Who This Program Is Best For

Serenity Velocity Detox™ is ideal for individuals who:

• Need an intensive review of one or more credit bureau files.
• Seeking faster results in a shorter timeframe.
• Are preparing for buying a vehicle, business funding or personal lending.
• Want a comprehensive bureau-specific strategy rather than a general credit consultation.
• Have complex reporting concerns requiring a detailed bureau analysis.
• Desire concierge-level consulting focused on strengthening the accuracy and integrity of their credit profile.

Important Disclosures

Serenity Consulting Group does not guarantee the removal of any specific account, collection, charge-off, inquiry, late payment, public record, or other credit reporting item.

No specific credit score increase, funding approval, financing approval, or timeframe for results is guaranteed or implied.

Final reporting decisions are made solely by the nationwide consumer reporting agencies and the companies furnishing information to those agencies.

Clients retain the legal right to dispute information appearing on their consumer reports independently at no cost.

Serenity Consulting Group provides consulting, education, administrative support, and document preparation services in compliance with the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), the Telemarketing Sales Rule (TSR), and other applicable consumer protection laws.

Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies may correct, update, or remove information determined to be inaccurate, incomplete, outdated, or unverifiable.

Each enrolled client receives secure client portal access for communication, documentation, and program updates.

Refund Policy

Serenity Velocity Detox™ is a one-time premium consulting service.

Professional services begin immediately upon enrollment through client onboarding, account setup, comprehensive bureau auditing, strategic planning, document preparation, and other administrative services.

Because these services begin promptly after enrollment, fees for services already performed are non-refundable to the extent permitted by applicable law.

Once consulting services or investigation preparation have commenced, refunds, returns, exchanges, or credits are not available.