Serenity Banking Reset™

Serenity Banking Reset™ | Banking Access Recovery Program

Restore Your Banking Opportunities with Confidence

Serenity Banking Restore™ is a specialized 90-day banking consulting program designed for individuals who have been denied access to traditional banking services due to negative records reported by ChexSystems or Early Warning Services (EWS).

This concierge consulting program provides a structured, law-based strategy to review and challenge banking records that may be inaccurate, outdated, incomplete, or unverifiable under applicable consumer reporting laws.

Whether you're working to regain access to checking and savings accounts or establish a stronger banking foundation, Serenity Banking Restore™ provides personalized guidance, strategic dispute preparation, and ongoing support throughout your enrollment.

Because every banking profile is unique, program timelines and individual outcomes will vary based on each client's circumstances and the responses provided by ChexSystems, Early Warning Services, and participating financial institutions.

What's Included

Comprehensive Banking Report Review

Your Consultant will perform a detailed review of your ChexSystems and Early Warning Services consumer reports to identify negative banking records and develop a personalized recovery strategy.

Personalized Banking Recovery Strategy

Receive a customized action plan designed to address negative banking history while providing recommendations to help strengthen your future banking profile and improve your ability to establish new banking relationships.

90-Day Banking Recovery Program

Your enrollment includes 90 days of professional consulting services focused exclusively on ChexSystems and Early Warning Services reporting.

Throughout the program, Serenity Consulting Group will prepare and manage dispute documentation, review agency responses, and adjust your strategy as appropriate based on updated reporting and investigation results.

Coverage Includes

Your program covers reporting maintained by:

• ChexSystems
• Early Warning Services (EWS)

Concierge Client Experience

Throughout your enrollment, you'll receive:

• Secure client onboarding and account setup
• Comprehensive banking report review
• Personalized banking recovery strategy
• Preparation of dispute documentation
• Ongoing progress reviews
• Secure client portal access
• Professional consulting and support throughout the program

Program Investment

Total Program Investment: $499.00

Flexible Payment Plan

Your 90-day Banking Access Recovery Program is conveniently divided into the following payments:

• One-Time Enrollment Fee: $199.00
• Two Monthly Payments: $150.00 each

Your Enrollment Fee Includes

Your initial payment covers the foundational services required to begin your program, including:

• Client onboarding and secure account setup
• Comprehensive banking report review
• Development of your personalized recovery strategy
• Preparation of your initial dispute documentation
• Secure client portal access

Monthly Program Services

Each monthly payment covers the continued delivery of professional consulting services, including:

• Ongoing strategy adjustments
• Preparation and management of dispute documentation
• Review of agency responses and updated reporting
• Progress evaluations
• Personalized recommendations
• Continued client support throughout your enrollment

Monthly payments are billed every 30 days while services are being performed throughout your 90-day program.

Serenity Consulting Group operates in compliance with the Telemarketing Sales Rule (16 CFR Part 310) and does not collect fees for credit consulting services until such services have been performed in accordance with applicable law.

Client Responsibilities

To begin your program, clients are responsible for:

• Obtaining their consumer disclosure reports directly from ChexSystems and Early Warning Services (EWS) before services begin.
• Providing all requested documentation necessary to evaluate their banking profile.
• Monitoring their mail and email for correspondence from reporting agencies or financial institutions.
• Responding promptly to any requests for verification or additional information when applicable.

If a negative banking record is successfully removed, clients should avoid disputing the same item again unless advised otherwise, as repeated disputes may increase the likelihood of the information being reported again.

Program Completion

Serenity Banking Restore™ is a 90-day consulting program.

In some cases, services may conclude before the full 90-day period if all appropriate consulting services have been completed or if the client's banking reporting concerns have been satisfactorily addressed.

Completion of the program does not guarantee removal of any specific banking record or approval for future checking or savings accounts.

Who This Program Is Best For

Serenity Banking Restore™ is ideal for individuals who:

• Have been denied a checking or savings account due to ChexSystems or Early Warning Services reporting.
• Need assistance addressing negative banking records.
• Want a structured, professionally guided approach to improving their banking profile.
• Are seeking to reestablish access to traditional banking services.

Important Disclosures

Serenity Consulting Group does not guarantee the removal of any specific banking record or approval for any checking, savings, or other financial account.

Final reporting decisions are made solely by ChexSystems, Early Warning Services, participating financial institutions, and other applicable reporting agencies.

Clients retain the legal right to dispute information appearing on their consumer reports independently at no cost.

Serenity Consulting Group provides consulting, education, administrative support, and document preparation services in compliance with the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), the Telemarketing Sales Rule (TSR), and other applicable consumer protection laws.

Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies may correct, update, or remove information determined to be inaccurate, incomplete, outdated, or unverifiable.

Each enrolled client receives secure client portal access for communication, documentation, and program updates.

Refund Policy

Professional consulting services begin immediately upon enrollment through client onboarding, account setup, report review, strategic planning, document preparation, and other administrative services.

Because these services begin promptly after enrollment, fees for services already performed are non-refundable to the extent permitted by applicable law.

Once consulting services or dispute preparation have commenced, refunds, returns, or exchanges are not available.