Serenity Bankruptcy Review™

Serenity Bankruptcy Review™ | Bankruptcy Investigation Program

Specialized Consulting for Bankruptcy Reporting

Serenity Bankruptcy Review™ is a specialized six-month consulting program created exclusively for individuals seeking a professional review and investigation of bankruptcy reporting appearing on their consumer credit reports.

This program is dedicated solely to bankruptcy reporting and does not include disputes for collections, charge-offs, late payments, inquiries, repossessions, or any other credit reporting items.

Through a structured, law-based strategy, Serenity Consulting Group reviews bankruptcy reporting that may be inaccurate, outdated, incomplete, or otherwise unverifiable under applicable consumer reporting laws. Throughout your enrollment, your Credit Consultant will provide professional guidance, prepare appropriate documentation, and monitor investigation results while developing a strategy tailored to your unique credit profile.

Because every credit profile is different, timelines and individual outcomes vary based on the responsiveness of the nationwide consumer reporting agencies, public record sources, data furnishers, and each client's individual circumstances.

What's Included

Comprehensive Bankruptcy Review

Your Credit Consultant will perform a detailed review of the bankruptcy reporting appearing on your consumer credit reports to evaluate reporting accuracy, completeness, and consistency.

Personalized Investigation Strategy

Receive a customized strategy focused exclusively on the investigation of your reported bankruptcy based on your individual credit profile and supporting documentation.

Six-Month Bankruptcy Investigation Program

Your enrollment includes six months of professional consulting services dedicated solely to bankruptcy reporting.

Throughout the program, Serenity Consulting Group will prepare and manage investigation documentation, review responses received from reporting agencies, and adjust your strategy as appropriate throughout the investigation process.

Public Record Review

When applicable, your Consultant will review available public record information and compare reporting consistency among the nationwide consumer reporting agencies.

Concierge Client Experience

Throughout your enrollment, you'll receive:

• Secure client onboarding and account setup
• Comprehensive bankruptcy reporting review
• Personalized investigation strategy
• Preparation of investigation and dispute documentation
• Ongoing progress reviews
• Secure client portal access
• Professional consulting and support throughout your six-month program

Program Investment

Total Program Investment: $997.00

Flexible Payment Plan

Your six-month Bankruptcy Investigation Program is conveniently divided into the following payments:

• One-Time Enrollment Fee: $247.00
• Five Monthly Payments: $150.00 each

Your Enrollment Fee Includes

Your initial payment covers the foundational services required to begin your program, including:

• Client onboarding and secure account setup
• Comprehensive bankruptcy reporting review
• Development of your personalized investigation strategy
• Preparation of your initial documentation
• Secure client portal access

Monthly Program Services

Each monthly payment covers the continued delivery of professional consulting services, including:

• Ongoing investigation strategy
• Preparation and management of investigation documentation
• Review of agency responses
• Progress evaluations
• Personalized recommendations
• Continued client support throughout your enrollment

Monthly payments are billed every 30 days while services are being performed throughout your six-month program.

Serenity Consulting Group operates in compliance with the Telemarketing Sales Rule (16 CFR Part 310) and does not collect fees for credit consulting services until such services have been performed in accordance with applicable law.

Required Credit Monitoring

Active third-party credit monitoring is required throughout your enrollment.

Approved Providers

• MyFreeScoreNow
• IDIQ

Estimated Cost: Approximately $39.90 per month

This fee is paid directly to your selected credit monitoring provider and is separate from Serenity Consulting Group's consulting fees.

Maintaining active credit monitoring enables your Credit Consultant to review updated credit reports, monitor investigation results, and provide accurate recommendations throughout your program.

Failure to maintain active credit monitoring may delay or prevent services from being performed.

Who This Program Is Best For

Serenity Bankruptcy Review™ is designed for individuals who:

• Have a reported bankruptcy appearing on their consumer credit reports.
• Want a professional investigation of bankruptcy reporting.
• Need a structured strategy focused exclusively on bankruptcy reporting.
• Understand that this program does not include disputes for any other credit reporting items.

Important Disclosures

Serenity Consulting Group does not guarantee the removal of any bankruptcy or any increase in your credit score.

This program is limited exclusively to bankruptcy reporting. It does not include disputes or investigations involving collections, charge-offs, repossessions, late payments, hard inquiries, judgments, tax liens, personal information, or any other credit reporting item unless separately enrolled through another Serenity Consulting Group service.

Final reporting decisions are made solely by the nationwide consumer reporting agencies, public record sources, courts, and other entities responsible for maintaining bankruptcy records.

Clients retain the legal right to dispute information appearing on their consumer reports independently at no cost.

Serenity Consulting Group provides consulting, education, administrative support, and document preparation services in compliance with the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), the Telemarketing Sales Rule (TSR), and other applicable consumer protection laws.

Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies may correct, update, or remove information determined to be inaccurate, incomplete, outdated, or unverifiable.

Each enrolled client receives secure client portal access for communication, documentation, and program updates.

Refund Policy

Professional consulting services begin immediately upon enrollment through client onboarding, account setup, report review, strategic planning, document preparation, and other administrative services.

Because these services begin promptly after enrollment, fees for services already performed are non-refundable to the extent permitted by applicable law.

Once consulting services or investigation preparation have commenced, refunds, returns, or exchanges are not available.